Debt Spiral

You owe $8,000. The Collector gave you 14 days. Your debt compounds every night — clear it to $0 before the deadline, or before it spirals past the bankruptcy line.

Each day you get one move:

• 💼 Work a shift — steady cash, but you tire if you grind it every day
• 🎰 Gamble half — double-or-nothing, then press your luck: let it ride to double again… or lose it all
• 📈 Invest half — pays back double in two days (if it doesn’t go sideways)
• 🤝 Cut a deal — buy two nights with no interest when the spiral is winning
• 💰 Pay the debt — dump your cash onto the principal

Between moves, dilemmas force real choices — take the sketchy gig for fast cash and risk the Collector’s wrath, or play it safe. A tense little press-your-luck roguelite of you versus exponential math.

🌀 Daily Challenge — everyone plays the same 14 days and shares a spoiler-free emoji result card. Free, no install, plays in your browser.

🔁 Now play the flip side: Loan Shark — same 14-day money spiral, but this time you're the one collecting the debt.

🛠️ Developers: like this mechanic? GET THE FULL SOURCE CODE — vanilla JS template, one config file to reskin, commercial license ($4.99).